Exploring the Programmer's Nook

American and Canadian credit card processing offers countless benefits to merchants across the continent, no matter what industry you serve. Secure merchant account solutions help to streamline the payment process, providing more flexible and convenient options for consumers while helping you increase profits and improve overall business operations. Keep reading to learn more about the benefits of credit card processing in Canada and the U.S.

Secure Merchant Account Services:
Merchant account services include small business credit card processing, business-to-business payment solutions, retail and restaurant services, and more. Small business merchants can start accepting major credit cards, debit cards and check payments, increasing their cash flow and customer base. B2B processing solutions, such as Level II and Level III processing capabilities, provide more control over company credit cards, while retail and restaurant merchant accounts allow customers to swipe their cards securely and efficiently for purchases both large and small. Merchants can even accept gift and loyalty cards, helping to improve brand awareness, widen their customer base, and keep old customers coming back.

Internet Payment Solutions:
The Internet has become a convenient way for consumers to make payments quickly and securely, whether for shopping, paying bills or even ordering food. E-commerce credit card processing solutions with advanced payment gateways allow merchants in Canada and the U.S. to accept multiple forms of payment online. Electronic invoicing with e-mail reminders help to reduce late payments, while reducing costs associated with traditional paper mailing. When accepting online payments for business, be sure to maintain compliance with PCI DSS standards. Security features such as address verification systems (AVS), which help verify the true cardholder, and tokenization, which keeps stored credit card data by replacing account numbers with "tokens," can help protect against devastating loss.

Credit Card Processing Equipment:
Accepting credit cards for business in the U.S. and Canada requires up-to-date credit card processing equipment. Traditional point-of-sale (POS) credit card terminals include a magnetic stripe reader, keypad, display screen and printer, and even external keypads that allow customers to enter their PIN privately. These easy-to-use terminals keep lines moving smoothly, with an efficient and secure authorization process. Wireless credit card terminals allow merchants to swipe cards at various locations, making them ideal for taxi drivers, service repair workers and delivery people. With mobile credit card processing, you can enter and process credit card information directly from your cell phone, eliminating the need to continually invest in new processing equipment.

About the Author:

Julie Henaghan writes for BluePay, a full-service payment processing company that offers a comprehensive suite of business merchant services, including secure Canadian processing and credit card processing equipment.

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